Fixed Deposits
Fixed Deposits: A Safe Investment for a Secure Tomorrow
At People’s Co-operative Society Ltd., we’ve spent the last decade helping individuals and families turn their savings into security through Fixed Deposits. Backed by trust, transparency, and time-tested service, our FD schemes continue to be one of the most popular and reliable savings options for our 75,000+ members.
Why Choose Our Fixed Deposits?
Guaranteed Returns, Zero Risk
Your hard-earned money deserves to grow safely. Our Fixed Deposit accounts offer stable and assured returns, protecting your savings from market volatility.
Flexible Plans to Suit Every Goal
Choose tenures ranging from 6 months to 5 years, with competitive interest rates and convenient interest payout options (monthly, quarterly, or at maturity).
Trusted by Thousands
Over the last 11 years, we’ve earned the loyalty of thousands of members who rely on us for safe, transparent, and rewarding financial services.
Loan Facility Against FD
Need cash in a crunch? Access up to 75% of your deposit value through a loan against your FD, without breaking your investment.
Member Stories: What Our FDs Have Made Possible
Senior citizens earning regular income through monthly interest
Parents saved for their children’s future education
Women entrepreneurs building emergency reserves
Small businesses securing idle funds for long-term growth
13 to 37 Months – Interest Benefit Plans
| With Lock-in – ₹1 Lakh Maturity | |||
|---|---|---|---|
| Tenure | General Members | Senior Citizens | |
| 13 Months | 744 | 785 | |
| 25 Months | 826 | 867 | |
| 37 Months | 908 | 949 | |
| Without Lock-in – ₹1 Lakh Maturity | |||
|---|---|---|---|
| Tenure | General Members | Senior Citizens | |
| 13 Months | 662 | 703 | |
| 25 Months | 744 | 785 | |
| 37 Months | 826 | 867 | |
A Snapshot of Our Impact
12 Years of Financial Stewardship
75,000+ Members Empowered
26+ Branches Across Andhra Pradesh
100% Focus on Members Growth & Satisfaction
Looking Ahead
As we step into the future, we’re upgrading our FD services with:
Online FD Application & Renewal
Digital Passbook & E-statements
Special FD Schemes for Senior Citizens
Higher Interest Rates on Long-term Deposits